Post Complaint home About Us Contact Faq
Disclaimer  
 
Post a Complaint
View Complaints
Success Stories
Testimonials
Terms and Conditions
View My Complaint
Your Feedback

This is a great site, Now angr

Congratulation to the mywoes t

more...
Complaint Details
Pending

ICICI Home Loan

Posted byAmbar Paul 
Organization / Product Details
Organization Name
ICICI Home Loan
Organization e-Mailambarpaul@yahoo.com 
Product/Service DescriptionLBCAL 00001504724
Warranty Status
Complaint Details
Reason for Complaint 
Complaint Rating8(in a scale of 1 to 10)
Name of the Company EmployeeAbhishek Mallic 
Complaint Details

I had applied for Home Loan from ICICI Kolkata and approved of loan of Rs.18 lakhs .
The loan was disbursed fully ( in a single cheque) on 5th March,2007.

Since I had opted for starting of EMI from day one, the 1st EMI was deducted on 1st April,2007.
The EMI break-up shows the interest is calculated on whole month of March,2007 in stead of 26 days!

When contacted to local ( Bangalore) ICICI home loan section, the manger there ( Mr. Vinod Kumar) informed me that is the norm in ICICI. When demanded for written reply, he refused!

Then I contacted ( over phone and by mail) Mr. Abhisehk Mallic of ICICI Kolkata Home loan barcnh . He was the person who was handling my loan account in the begining. He also replied that ICICI home loan is calculated that way! I then requested him to reply to my mail mentioning the same.


Since then he is neither receiving my phone call nor replying to my mail! 

Solution of your complaintAdjusting the extra money wrongly calculated as Interest for month of March to the Principal amount of th eloan. 
ActionGoing to Local Consumer Court! 
Home About Us Contact FAQ
Post a Complaint View Complaints Success Stories Testimonials Terms and Conditions View My Complaint
Cell phone reviews   Carpets