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Complaint Details

Ing vysya bank limited

Posted byK.V.Govindarajan 
Organization / Product Details
Organization Name
Ing vysya bank limited
Product/Service DescriptionHouse Mortigage Loan -more than 4 months -no response and amount 5628 deducted as pre emi
Warranty StatusDo not know.
Complaint Details
Reason for ComplaintCustomer Service 
Complaint Rating9(in a scale of 1 to 10)
Name of the Company EmployeeJanakiram and Parthasarathy at Hyderabad 
Complaint Details

Dear Janakiram,

I wish to state that without any intimation by means of letter / processing=
my application entitles the attraction of consumer forum. You have never i=
ntimated this earlier however the deduction of processing fee as you call i=
s irrelevant as the servixe provided by you is insufficient innature. lastl=
y i have to approach this matter in consumer forum for cheating the custome=
r for loan sanction.=20

Your services is poor and not upto the mark in terms of customer satisfacti=
on. As such you have to refund the amount paid by me along with penalty cha=
rges for default of more than 4 months in waiting to hear for sanction of l=
aon amount.

thanking you=20

yours sincerely


--- On Mon, 10/11/08, com> wrote:

> From:
> Subject: RE: Complaint_Loans HL7000092003
> To:
> Cc:,
> Date: Monday, 10 November, 2008, 4:57 PM
> Dear Team
> Customer had approached us for loan against property and it
> has got approved, subsequently we had initiated for legal
> & technical out of which technical has got cleared and
> few documents were required to get the legal done. =20
> Customer has submitted Rs.5618/- towards initial processing
> fee and it was banked since case has got approved. I would
> like to inform you that we have not collected any pre emi
> from the customer as he was claiming since we have not
> disbursed. =20
> Regards
> Janaki Ram
> -----Original Message-----
> From: Parthasarathy P (Team Member CF Ops -HYD)=20
> Sent: 10 November 2008 16:03
> To: Janaki Rama Rao V (Manager-Consumer Assets-CFD
> Hyderabad)
> Subject: FW: Complaint_Loans HL7000092003
> Dear Janaki, Pls. look into.
> -----Original Message-----
> From: CF CARE=20
> Sent: Friday, October 10, 2008 2:40 PM
> To: Parthasarathy P (Team Member CF Ops -HYD)
> Subject: FW: Complaint_Loans HL7000092003
> Dear Sir/Madam,
> Please confirm the status of the loan to the customer and
> customer is requesting for pre emi refund. please look into
> and do the needful. Please confirm the status of the same.
> We appreciate your patronage and assure you best of our
> services at all times.
> Thanks & Regards
> Ramya Sree - Consumer Loans Customer Care
> Team__________________________________________________________________
> Centralized Retail Lending Operations =20
> =20
> 'Will do
> all possible'
> email: =20
> =20
> -----Original Message-----
> From: []
> Sent: Friday, October 10, 2008 1:40 PM
> Subject: Complaint_Loans
> I am a :Visitor
> My account no is:HL7000092003
> First Name : Govindarajan
> Last Name : K.V.
> EmailId
> STD Code : 40
> Phone : 65454419
> Address : Plot No. 11, Sai venkatadri Nagar,
> Old Hanuman Temple road
> Adj C.V.Reddy colony, Nagaram
> Keesra Mandal R.R. dist Hyderabad 500 083
> City : Hyderabad
> Pincode : 500083
> Country : India
> I'm writing about a :Complaint
> Product Category : Loans
> Specific area of request :Home Loans
> Feedback :Kindly refund my pre emi submitted to you for
> sanction of lon. 2 months have been passed but to no response.
> Govindarajan
> Time now is :10/7/2008 7:24:26 AM=0A=0A=0A Check out the all-new fac=
e of Yahoo! India. Go to


Solution of your complaintNo refund of my amount although it is deducted from bank. Now they say this processing charges / legal 
Actioni have to approach the court for settlement as this is unfair to the customer. No letter or info on this. All the time i have to keep track of the problem 
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