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Complaint Details
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IDBI Home Finance Co. Ltd

Posted byNamdeo Sargar 
Organization / Product Details
Organization Name
IDBI Home Finance Co. Ltd
View all Complaints against this organization
Organization e-Mail 
Product/Service DescriptionHome Loan offered for 3 yrs Fix, now kept them as fix only
Warranty StatusDo not know.
Complaint Details
Reason for ComplaintCustomer Service 
Complaint Rating1(in a scale of 1 to 10)
Name of the Company EmployeeGeneral Manager 
Complaint Details

I, have borrowed laon of Rs. 9,96,000/- on 31.03.2006 that time assured the Fix type of Home Loan for the period of Fix and also assured that, u may decide after 3 yrs to go for floating or Fix as per choice. But now they are deny and forcing me to take only option of fix rate of interest which 11.90% as 9.5% charging for floating rate of interest. so, if I am going to change a bank they are charging me 2% penalty on outstanding and 10.3% service tax on that. I am requested, whether to change my option of floating type else not charge penalty for forclosure.

Thanking You


Namdeo sargar

 

Solution of your complaintthey do not charge me 2% penalty or give option to change from fix to floating. 
Actionpunish as per law and give wide publicity in news papaers. 
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